Payday loans direct lenders

How fast can I get a payday loan?

Sometimes the need for money can be really acute: Something surprising happens and you haven’t had time to prepare.

If you have a credit card, a sudden and burning need for money is often not a problem, as a credit card allows you to purchase products or services within the limits allowed by your credit line and is available at all times.

If you do not have a credit card, getting a quick payday loan can be a bit more challenging to break. How quickly can I get a payday loan?

Here’s how to apply for a loan right away


One of the selling points of consumer credit companies and express brokerage firms is precisely speed. They often promise money to your account in as little as 15 minutes. In that case, however, everything has to hit the button:

  • Apply for a loan online.
  • Your application meets all the requirements and no additional attachments are required.
  • Instant checks your bank account transactions.
  • You apply for a loan in business loan processing hours.
  • You have a bank with which the lender has an agreement.

So the 15-minute promise of money in your account will not come true every time. So keep in mind that even if you don’t have to submit any attachments, it may take several business days before the money is in your account and available to you.

Banks consumer loans fast

Banks consumer loans fast

If you are applying for a consumer credit with a bank that you already have, you can get a loan very quickly. For example, Good Finance Flexibility Loan allows you to get a positive loan decision as soon as you apply for a payday loan. If you have a positive loan decision, you will immediately receive money in your account between 7am and 10:30 pm on weekdays.

The same applies to Goodbank’s True Loan, which you can apply to with your online bank IDs. If you have been a Goodbank customer for at least 6 months and your Goodbank account receives your salary or pension, you will receive a credit decision within one business day. Within a banking day, you will also be promised money in your account if your credit decision is positive.

Compare loan rates, don’t speed

Compare loan rates, don

Although sometimes the need for money can be burning, don’t rush to take the quickest loan offer – not necessarily the best. Also note that although you can apply for a loan 24 hours a day, the loan is only available during certain opening hours.

Also, do not rely directly on your bank’s consumer credit, but boldly compare offers from different lenders. You may well be able to get a much cheaper loan if you take a moment to compare.

Our free and quick payday loan comparison will quickly reveal to you the current annual and nominal interest rates of the loans:


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